Insurance & Payment

Treatment should be accessible — we make it happen.

Navigating insurance for addiction treatment can feel overwhelming. Our dedicated insurance specialists handle the entire verification process for you, advocate to maximize your benefits, and explain everything clearly — so cost is never what stands between you and recovery.

How It Works

We handle insurance so you don't have to.

Our insurance team does this hundreds of times per year. Here's exactly what happens when you call us.

1

You Give Us Your Card

Provide your insurance card information to our admissions specialist over the phone. You don't need to do anything else — that's all we need to start working on your behalf. The call takes less than 10 minutes.

2

We Contact Your Insurer

Our experienced insurance team calls your insurance company directly, navigates their system, verifies your addiction treatment benefits, and determines your deductible, co-insurance, out-of-pocket maximum, and any prior authorization requirements.

3

We Explain Everything Clearly

We present your benefits in plain language — what's covered, what you'll owe, and what options you have. No insurance jargon. No surprises. You make an informed decision knowing exactly what the financial picture looks like.

Insurance Providers

We work with most major insurance plans.

We are in-network with many of the largest insurance providers and work with hundreds of plans. If you don't see yours listed, call us — we almost certainly accept it.

Blue Cross Blue Shield

In-network for most BCBS commercial plans nationwide

Aetna

In-network and out-of-network options available

Cigna / Evernorth

Behavioral health benefits verified and maximized

United Healthcare

UHC and United Behavioral Health in-network

Humana

Commercial plans and Medicare Advantage

Tricare

Supporting active duty service members and veterans

Medicaid

Colorado Medicaid accepted for qualifying clients

Anthem Blue Cross

Anthem BCBS and affiliated plans

Magellan Health

Behavioral health managed care plans

Beacon Health Options

Behavioral health benefits plans

Kaiser Permanente

Out-of-network with applicable out-of-network benefits

+ Many Others

Call us to verify your specific plan coverage

📞 Call to Verify Your Plan — Free, Same Day
Your Legal Rights

You may be entitled to far more coverage than you realize.

The Mental Health Parity and Addiction Equity Act (MHPAEA) is a federal law that requires most health insurance plans to cover mental health and substance use disorder treatment at the same level as other medical and surgical care. This means that if your plan covers, say, a broken leg or cancer treatment — it is legally required to cover addiction treatment comparably.

Many insurance companies still attempt to deny or limit addiction treatment claims. When this happens, our insurance team steps in to fight for your coverage. We help clients file appeals, provide the clinical documentation needed to support those appeals, and advocate aggressively on your behalf. Insurance denials are frequently overturned — especially with proper professional support.

We've helped hundreds of clients recover benefits that were initially denied. Don't accept a "no" from your insurance company without speaking to us first.

📞 Talk to Our Insurance Team — Free
No Insurance or Underinsured?

We will not turn anyone away because of cost.

We believe that cost should never be the reason someone doesn't get life-saving treatment. If you don't have insurance, or your insurance doesn't cover enough, we have multiple options to make treatment possible:

  • Sliding-scale fees based on demonstrated financial need
  • Flexible, interest-free payment plans tailored to your budget
  • Scholarship funding for qualifying individuals with financial hardship
  • Assistance applying for Medicaid or other state coverage programs
  • Third-party financing through healthcare lending partners
  • Referrals to state-funded treatment programs when needed

Call us and be honest about your financial situation. We will work with you — not against you — to find a path forward.

Common Insurance Questions

Answers you need.

In most cases, we can verify your benefits within a few hours of receiving your insurance information. For straightforward plans, we often have an answer within 1–2 hours. We'll call you back the same day in the vast majority of cases.
Absolutely not. Verifying your benefits is a completely routine administrative process. It does not create any claims, does not trigger any notifications, and has zero effect on your insurance policy in any way.
Our insurance team will help you file a formal appeal. We provide all necessary clinical documentation to support the appeal and advocate directly with your insurer. Insurance denials for addiction treatment — especially when challenged with proper clinical evidence — are overturned a significant percentage of the time. Don't give up on the basis of an initial denial.
In most cases, no. Most insurance plans allow direct admission to addiction treatment without a prior referral. Some HMO plans may require a referral, but our team will determine this during the verification process and help you obtain one quickly if needed.
Take the First Step

Call now — free insurance check in minutes.

Our insurance specialists are standing by. Find out exactly what your plan covers — no cost, no obligation, results the same day.

📞 (800) 555-0100 Send Us a Message

Free Assessment · Confidential · Most Insurance Accepted · Available 24/7